There are Federal laws and state laws that protect consumers from unfair debt collection practices.  Infractions of those laws actually create legal and financial liability to the collector that can be used to reduce debt owed.  Banks make mistakes too, and those mistakes can help you in a mortgage foreclosure case.  Each piece of paper in the stack that you signed when you purchased your home may contain bank errors that can get you more time to bring your payments up to date, or reduce or eliminate your debt. 

We have successfully navigated clients with outstanding mortgage debt in excess of $50 million through the foreclosure process.  Each client we've represented completed the foreclosure process with no personal deficiency (i.e., no balance owed to the lender).

Don’t make the mistake of succumbing to bank pressure.  Call Joseph P. McCaffery & Associates now for your free consultation and we’ll help you understand your rights as a debtor and homeowner.

To view a Public Service Announcement on Mortgage Fraud produced by Freddie Mac, click on the video player.

Joseph P. McCaffery & Associates
with offices in Aurora, Chicago and Lombard, Ill.
Office hours (weekday, evening and weekend) by appointment only
Phone: 630-801-8691  Fax: 801-806-8691  e-mail

Joseph P. McCaffery & Associates serves clients worldwide with interests in Illinois. 
The practice spans Northern Illinois including Chicago and surrounding suburbs such as Aurora, Naperville, Waukegan, Elgin, Joliet, Schaumburg, Rolling Meadows, Skokie, Arlington Heights, Palatine and Bolingbrook, and Central/Southern Illinois.

The firm serves clients before the Northern District U.S. Court and courts in Cook County and
the Collar Counties of Kane County, DuPage County, Lake County, McHenry County, Will County, DeKalb County and Kendall County, Illinois.