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Attorney Joe McCaffery will be the keynote speaker at the Illinois Homeowners Fighting Foreclosre (IHFF) seminar Saturday, July 28, 2012 the the Pheasant Run in St. Charles. For information and registation visit                                                                                 
Mortgage Fraud and Foreclosure
Real Estate - Mortgage Fraud or Foreclosure - Litigation

Joseph P. McCaffery & Associates has represented hundreds of mortgage foreclosure clients representing tens of millions of dollars in properties. Not one JPMA client has faced a personal deficiency at the outcome of their case, and we've even had the unique pleasure of telling families they could keep their homes as lender lawsuits were dismissed with prejudice.

Contact us about foreclosure representation and our affordable financing options.

Millions of people are facing foreclosures in this country, and the numbers of new foreclosures filed continues to rise.

RealtyTrac® names Chicago among the Top 3 foreclosure cities in the country, behind Las Vegas and Miami. Its data indicates during July 2010, 1 in every 102 homes was foreclosed upon in Kendall County, Ill. The ratios were not much better throughout the Greater Chicagoland area - 1:147 in Will, 1:148 in Kane, 1:164 in Lake, 1:182 in DuPage and 1:199 in Cook Counties for the same timeframe.

The Illinois law firm of Joseph P. McCaffery & Associates can help you fight or avoid foreclosure proceedings. Whether you’ve just been served with a lawsuit, or the collections calls are getting out of hand, we can help you.

Some attorneys will tell you that you just have to pay the bank or lose your home. They’re wrong.

Our firm began its mortgage foreclosure practice in early 2007, before the housing market crashed and foreclosure became a national crisis. By the middle of that year we were handling 50 properties in foreclosure, including one matter that remains in the courts today without lender possession of the property. We have represented hundreds of victims of mortgage fraud and predatory lending, and families whose income was reduced do to job loss and could no longer afford their homes. We also represent homeowners whose mortgage balance exceeded their home value ("upside-down" or "under water" mortgages) and who made the difficult decision to walk away from their homes. In short, we have represented hundreds of families in foreclosure and not one of our clients has owed the lender at the resolution of their case. Many of our clients have been able to remain in their homes for extended periods of time - months and even years - during the foreclosure process without having to pay their lender. This has allowed and continues to allow families to both keep a roof over their heads and reserve funds they would have spent on their mortgage for a fresh start when their case is resolved.

How do we do it?

There are Federal laws and state laws that protect consumers from unfair debt collection practices. Infractions of those laws actually create legal and financial liability to the collector that can be used to reduce debt owed. Banks make mistakes too, and those mistakes can help you in a mortgage foreclosure case.

In the hey-day of the real estate market, when home values were increasing at a staggering pace, mortgages were being sold through investment packages. Our firm has uncovered numerous lender errors in the improper or incomplete transfers of mortgages that question the standing of the lenders in foreclosure matters, and their ability to enforce their claims on loans. Each piece of paper in the stack that you signed when you purchased your home - or those introduced in the sale of your loan to investors - may contain bank errors that can get you more time in your home or even eliminate your debt. Our team of foreclosure specialists have keen eyes for identifying those errors and the knowledge and talent to turn those errors to our clients' advantages...and keep families in their homes.

We have successfully navigated families with outstanding mortgage debt in excess of $50 million through the foreclosure process.
Don’t make the mistake of succumbing to bank pressure. Call Joseph P. McCaffery & Associates now for your free consultation and we’ll help you understand your rights as a debtor and homeowner.

Joseph P. McCaffery & Associates
with offices in Aurora, Chicago and Lombard, Ill.
Office hours (weekday, evening and weekend) by appointment only.
Phone 630-801-8691 to schedule a free initial consultatation.
Joseph P. McCaffery & Associates serves clients worldwide with interests in Illinois. 
The practice spans Northern Illinois including Chicago and
surrounding suburbs such as Aurora, Naperville, Waukegan, Elgin, Joliet, Schaumburg, Rolling Meadows, Skokie, Arlington Heights, Palatine and Bolingbrook, and Central/Southern Illinois.

The firm serves clients before the Northern District U.S. Court and courts in Cook County and
the Collar Counties of Kane County
, DuPage County, Lake County, McHenry County, Will County, DeKalb County and Kendall County, Illinois.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.